w e l c o m e   t o
Penny On-Line

Username Registration

Your credit union is introducing a new feature. From now on, you will be using the username to login instead of the account number.
Please provide the required information and select a username to be used for
logging in, then click Continue

  • 3-20 characters in length
  • Must start with a letter
  • No special characters - only letters and numbers
Please enter your account number:
Note: You must already have an open account in order to create a user name online
Please enter your password:

Create New User Name
Your user name must be at least 3 characters long and cannot start with a number (see rules above).

Please record your new user name! From now on you will need this user name to log into Penny On-Line.
Please create a user name:
For example jsmith123


New Bill Pay, New Features!

Check out our new Penny Bill Pay site to pay all your bills online. Simply log in to your Penny On-Line account and click on the Bill Pay tab. Signing up is simple and Bill Pay is FREE with your Freedom Checking Account. Contact us with any questions.


Directions for using Penny On-Line can be found here
Frequently Asked Questions about using Penny On-Line can be found here

Please call Teller Services at (814) 865-7728 or toll free at (800) 828-4636 for help logging in.

This website uses JavaScript, cookies, and style sheets. If you are having problems using Penny On-Line, please make sure your web browser has these options enabled. If you continue to experience problems, please send e-mail to describing the problem. If you have an immediate banking need, please call (814) 865-7728 or toll free at (800) 828-4636. A teller will be able to assist you during banking hours, or Penny Line will allow you to access your account via telephone 24 hours a day.

Be Advised

This is a private computing system. Use of this system is restricted to authorized users. User activity is monitored and recorded by system personnel. Anyone using the system expressly consents to such monitoring and recording. If possible criminal activity is detected, system records may be provided to law enforcement officials, resulting in criminal and/or civil prosecution.