When signing into Home Banking you will be prompted to answer
three new challenge questions and submit at least one phone number where you may be reached for
large dollar transactions.
New Bill Pay, New Features!
Check out our new Penny Bill Pay site to pay all your bills online.
Simply log in to your Penny On-Line account and click on the Bill Pay tab.
Signing up is simple and Bill Pay is FREE with your Freedom Checking Account.
Contact us with any questions.
Directions for using Penny On-Line can be found
Frequently Asked Questions about using Penny On-Line can be found
Please call Teller Services at (814) 865-7728 or toll free at (800) 828-4636 for help logging in.
Penny On-Line, please make sure your web browser has these options enabled. If you continue to
experience problems, please send e-mail to
describing the problem. If you have an immediate banking need, please call (814) 865-7728
or toll free at (800) 828-4636. A teller will be able to assist you during banking hours, or
will allow you to access your account via telephone 24 hours a day.
This is a private computing system. Use of this system is restricted to authorized users. User
activity is monitored and recorded by system personnel. Anyone using the system expressly consents
to such monitoring and recording. If possible criminal activity is detected, system records may be
provided to law enforcement officials, resulting in criminal and/or civil prosecution.